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Off-Plan Payment Plan Review Sheet

Brochure payment plans look generous until you map them against your cash flow. Use this sheet to pressure-test the schedule, developer delivery, and net return before you sign the SPA.

  • Six topic areas, one printable page
  • Pairs with our payment-plan modeller
  • Independent — no sales agenda

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What’s inside
01

Plan structure

Percentages to 100%, milestone dates, penalties, and escrow routing.

02

Cash flow stress test

Pre-handover payments vs reserves, FX, and contingency buffer.

03

Developer & delivery

Track record, RERA registration, escrow, and handover date realism.

04

Handover & post-handover

Handover lump sum, post-handover plan, service charges, void period.

05

Financing & exit

Mortgage timing, resale restrictions, and net return after all instalments.

06

Independence check

Second opinion and downside case before you commit capital.

Model the numbers with our payment-plan modeller, read the off-plan investment guide, or book an independent review.